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Local Austin Lender Referrals

Below is a list of local Austin, Tx lenders my clients and I have worked with in the past.  Each and every professional listed offers exceptional service and will assist you in understanding exactly how much money you want to borrow for the payment you’d like to be making each month on your home.  Once you have a strong understanding of what you want to spend on a property, it is time to hop in the car and see what is available.  If you are unsure or incorrect about how much money you’d like to spend on a home, it is easy to get excited about a property and end up disappointed because it is not in the right price parameters for you.

Working with a local lender in the Austin & surrounding markets also offers a competitive edge when making an offer to a seller.  When your lender has a reputation among real estate professionals for on time closings, it is a plus when your offer is considered.

 

Sente Mortgage – Kristin Carroll – 512-637- 9900 work – 512-422- 5934 cell

Kristin.Carroll@SenteMortgage.com

www.KristinCarroll.com

 

United Lending – Marsha Wiley – 512-592- 5432 work – 512-576- 1928 cell

Marsha@TheMcmillanTeam.com

www.TheMcMillanTeam.com

 

Supreme Lending – Josh Flores – 512-279- 1140 work – 512-484- 1504 cell

Josh.Flores@SupremeLending.com

www.JoshFlores.SupremeLending.com

 

United Lending – Veteran Specialist – Chad Bowman 512-646- 0800

Chad@ChadBowman.com

www.ChadBowman.com

 

Documents needed for All Loan Applications

This is a two year history of employment, residence, assets and liabilities.

All Borrowers:
❏ Copies of W2’s and tax returns for last two years.
❏ Copies of paycheck stubs for last 30 days (most current)
❏ Copies of checking and saving account statements for last two months (all pages)
❏ Copies of quarterly or semiannual statements for checking, savings, IRAs, CDs, money market funds, stock, 401 K, profit sharing etc.
❏ Copy of Sales Contract (when available)
❏ Employment history last two years (address any gaps in employment)
❏ Residency history last two years, with name, phone number, address, and account number of landlord or a mortgage statement. For rental property; copies of leases plus mortgage information, property tax, homeowner’s insurance.
❏ Canceled earnest money check (when it clears) or corresponding bank statement, if applicable
❏ Refinance copy of note, settlement statement, survey
❏ Any assets used for down payment, closing cost, and cash reserves must be documented by a paper trail
❏ If paid off mortgage in the last year, need copies of HUD1 or release of lien.
❏ If own 25% or more of a business, need company tax returns for last two years
❏ Copy of social security card Documents which may be required:
❏ Relocation Agreement if move is financed by employer, i.e. buyout agreement plus documentation outlining company paid closing costs benefits
❏ Previous bankruptcy need copies of petition for bankruptcy and discharge, including supporting schedule
❏ Divorce Decree if applicable
❏ Documentation supporting moneys received from social security/retirement trust income, i.e. copies of direct deposit bank statements, awards letter, evidence income will continue

Documents Needed For FHA/VA Loans:

❏ FHA: copy of social security card for each applicant and coapplicant
❏ VA: original certificate of eligibility and copy of DD214 discharge paper
❏ VA: name and address of nearest living relative

List of documents compliments of:
EVERETT FINANCIAL, INC.OIB/A SUPREME LENDING (NMLS ID #2129) at 14801 Quorun Dr.,#300, Dallas,TX 75254.8773505225.
Copyright@ 2015. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. lnformation, rates, and programs are subject to change  without prior notice. AlI products are subject to credit and property approval. Not all products are available in all states. Other restrictions and limitations may apply.Supreme Lending is not affiliated with any government agency.